Join Us In Creating Certainty
In a world full of financial stress and uncertainty, Grace Debt Relief is here to bring you peace of mind. We believe certainty means knowing you’re not alone, knowing what comes next, and knowing someone truly has your back.
Here at Grace, we plan for everything.
Experiencing financial hardship is an invisible pressure that follows you everywhere. It’s the quiet panic of not knowing if you’ll make rent, the shame of saying no to things others take for granted, and the exhausting mental gymnastics of trying to stretch every dollar. It can chip away at your sense of security, your confidence, and sometimes even your hope.
We Care —And It Shows
No-Pressure, Risk-Free Consultations
We offer honest, transparent conversations with zero pressure and no obligation.
We’re here to give you clarity—not a sales pitch.
Certified, Commission-Free Debt Specialists
Our team is made up of highly trained, certified professionals who don’t earn commissions. Their only goal? Helping you find the best solution for your life—not pushing you into a program that doesn’t fit.
Monthly One-on-One Appointments
We schedule regular monthly check-ins to keep you updated and supported throughout your program. You’ll never feel left behind or forgotten.
24/7 Client Portal Access
Life doesn’t stop at 5 PM—and neither do we. Get real-time updates, track your progress, and access your documents anytime, from anywhere.
Career Development Platform
We go beyond debt relief. Our platform helps you build custom resumes, write cover letters, access job coaching, and even apply to jobs on your behalf—because a better financial future starts with opportunity.
Our Mission
Create Certainty
We believe that certainty is more than a feeling—
It’s knowing what comes next,
It’s having someone in your corner,
And it’s being seen, heard, and supported every step of the way.
That’s what we offer.
Through honest guidance, non-commissioned experts, and ongoing support, we help people in financial hardship reclaim their peace of mind—and their power.
This mission drives everything we do. Because everyone deserves more than survival.
Everyone deserves certainty, dignity, and the chance to thrive.
What Is Debt Settlement?
Debt settlement is a proven strategy to resolve debt for less than you owe. Our certified professionals negotiate directly with your creditors, aiming to reduce your balances and help you pay off your debt faster—without loans, without bankruptcy, and without endless interest.
You make a single, affordable monthly deposit into a secure program account that you control. This account
is used to build up funds over time.
We work on your behalf to negotiate with your creditors, aiming to reduce the total amount you owe. Our
certified debt professionals are experienced in reaching fair settlements that reflect your current financial
reality.
Once a settlement is reached, funds from your program account are used to pay off the negotiated amount.
Your debt is resolved, and you move forward with peace of mind and a lighter financial burden.
Debt settlement is not for everyone—but for those facing true financial difficulty, it can offer a faster, more
affordable alternative to bankruptcy or long-term repayment plans. And because our specialists don’t work on commission, you’ll get honest, pressure-free guidance to help you decide if it’s right for you.
We’re Confident in What We Do—And Confident Enough to Tell You If There’s a Better Path
We’re not just another debt company. We’re BBB Accredited and held to the highest ethical standards. And if after speaking with us we realize there’s a better solution for you—even if it’s outside of Grace—we’ll tell you. That’s a promise.
Because at Grace, we don’t just say we care. We show it.
